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NHS Pay Guides

8 articles on Agenda for Change pay and take-home pay.

London HCAS Explained for NHS Staff

How Inner, Outer and Fringe London weighting works on Agenda for Change pay in 2026/27, including caps and what it does to take-home pay.

NHS Unsocial Hours Pay (Section 2) Explained

Section 2 night, Saturday, Sunday and bank holiday enhancement rates by AfC band for 2026/27, with links to the NHS Terms and Conditions.

Scottish Income Tax and NHS Take-Home Pay

How the Scottish Rate of Income Tax changes NHS take-home pay in 2026/27 compared with England, Wales and Northern Ireland.

NHS Student Loan Repayments and Take-Home Pay

How Plans 1, 2, 4, 5 and postgraduate loans reduce NHS take-home pay in 2026/27, with links to GOV.UK thresholds.

Band 5 NHS Take-Home Pay Guide (2026/27)

Band 5 Agenda for Change pay and take-home across England, Scotland, Wales and Northern Ireland for 2026/27, with official scale links.

Band 6 NHS Take-Home Pay Guide (2026/27)

Band 6 AfC salaries and take-home pay across the UK for 2026/27, with links to official pay scales and deduction rules.

NHS Pension Contributions and Take-Home Pay

How tiered NHS pension contributions affect Agenda for Change take-home pay in 2026/27, with links to NHSBSA and NHS Employers tables.

Comparing NHS Pay Across the UK Nations

How Agenda for Change pay differs between England, Scotland, Wales and Northern Ireland in 2026/27, with official sources for each nation’s figures.

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